How to get affordable car insurance in Missouri

This is the law: if you are driving a car on any public way in Missouri, you have to have car insurance, and you are required to carry proof of insurance for each driving. Failure to do so could result in serious & # 39; oznaga fine, the detention of your car, or even imprisonment.

Driving without insurance is simply not worth the risk. And this is not necessary if you are in a hurry reduce the cost of car insurance premiums.

Start with reasonable ride and within the law. speeding, driving while intoxicated or driving while intoxicated are suras & # 39; severe legal sanctions, and just as bad, every one of them will lead to higher auto insurance rates, which may not be available.

If you are in school, stay in school and vuchatsesya. Obtaining the average level of "B" in school can greatly reduce auto insurance rates. If you are over 55, talk to your insurance agent about enrolling in an approved course of defensive driving. After passing this course, you can often save 10% of the contribution of automobile insurance.

Depending on the age of the car you can save by cutting some amount of coverage, especially on a comprehensive coverage that pays for repairs to your car after an appeal. If your car is so old that it has little or no value "Blue Book", you may want to consider universal coverage, as in any case, your insurance may pay little or nothing.

Your deductible may be the biggest area where you can have a significant impact on the cost of car insurance. The more you are willing to pay for each critical accident – in other words, the more you pay the deductible – the lower your monthly rate.

Now, finally, it's time to get online and compare car policies and prices to find the maximum possible sentence for you. Keep in mind that no one website for car insurance do not compare each insurance company, therefore, to ensure that you get the most affordable car insurance in Missouri, you will need to compare at least 3 different website.

Despite the fact that this is quite a lot of time and effort, most people think that it's worth it as a waste of time for a full comparison can lead to savings of hundreds and even thousands of dollars a year on car insurance Fears over the years. comes.